This Agreement was last modified on Aug 22, 2022.
Please read these Terms of Service completely if using CORAcsi.com, CORA-X.com, goCORA.com, CORA-gold.com or CloudCORA.com (hereinafter referred to as CORA) which are owned and operated by CORA Cyber Security Inc. (hereinafter referred to as CORAcsi). This Agreement documents the legally binding terms and conditions attached to the use of the Sites at goCORA.com, CORAcsi.com, CORA-X.com and CloudCORA.com (hereinafter referred to as CORA).
						  1. ACCEPTANCE OF TERMS
						  By using or accessing CORA in any way, viewing or browsing the Site, or adding your own content to the Site, or using a program downloaded or updated from one of these site,
						  you are agreeing to be bound by these Terms of Service.
						  CORA provides its content, products and services (hereinafter known as the "Service") to you, subject to the following Terms of Service ("TOS"), which may be updated
						  by us from time to time without notice to you. You can review the most current version of the TOS at any time.
					 
						  2. INTELLECTUAL PROPERTY
						  goCORA.com, CORAcsi.com, CORA-X.com, CORA-gold.com and CloudCORA.com, and all of its original content are the sole property of CORAcsi and are, as such, fully protected by the appropriate international copyright and other intellectual property rights laws.
						  You also understand and agree that the Service may include advertisements.
						  You also understand and agree that the Service may include certain communications from CORAcsi,
						  such as service announcements, administrative messages and the CORA Newsletter,
						  and that these communications are considered part of CORA membership, without
						  offering you the opportunity to opt-out of receiving them.
						  Unless explicitly stated otherwise, any new features that augment
						  or enhance the current Service, shall be subject to the TOS.
						  You understand and agree that the Service is provided "AS-IS" and that CORAcsi assumes no responsibility for the
						  timeliness, deletion, mis-delivery or failure to store any user communications, backups, data storage or personalization settings.
						  You are responsible for obtaining access to the Service and that access may involve third party fees
						  (such as Internet service provider or airtime charges). You are responsible for those fees, including those
						  fees associated with the display or delivery of advertisements. In addition, you must provide and are
						  responsible for all equipment necessary to access the Service.
						  You must be at least 18 years of age.
					 
						  3. YOUR REGISTRATION OBLIGATIONS
						  In consideration of your use of the Service, you represent that you are of legal age to form a binding
						  contract and are not a person barred from receiving services under the laws of Canada or other applicable
						  jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself
						  as prompted by the Service's registration form (such information being the "Registration Data") and
						  (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete.
						  If you provide any information that is untrue, inaccurate, not current or incomplete, or CORAcsi
						  has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete,
			  	CORAcsi has the right to suspend or terminate your account and refuse any and all current or future use
						  of the Service (or any portion thereof). CORAcsi is concerned about the safety and privacy of all its users,
						  particularly children. For this reason, parents of children under the age of 13 who wish to allow their
						  children access to the Service must monitor said service and is responsible for all such activities.
					 
You agree to abide by these terms of service and this service will not be used or the user will not permit others to use the Service through their account in any way that violates any law or regulation, subjects CORAcsi to liability, or violates the TOS including but not limited to, publishing, posting, distributing, or disseminating any defamatory, obscene, libelous, slanderous, or other unlawful material or information.
"CORAcsi reserves the right to verify the accuracy of the information you submit in connection with your registration for CORA Services and you hereby consent to CORAcsi's verification of such information".
						  4. CORAcsi PRIVACY POLICY
						  Registration Data and certain other information about you is subject to our Privacy Policy.
						  For more information, see our full privacy policy at http://CORAcsi.com/pages/privacy.html and http://CloudCORA.com/pages/privacy.html.
						  You understand that through your use of the Service you consent to the collection and use
						  (as set forth in the Privacy Policy) of this information, including the transfer of this
						  information to Canada and/or other countries for storage, processing and use by CORAcsi and its affiliates.
					 
						  5. MEMBER ACCOUNT, PASSWORD AND SECURITY
						  You are responsible for maintaining the confidentiality of your password(s) and account, and are fully
						  responsible for all activities that occur under your password or account. You agree to (a) immediately
						  notify CORAcsi of any unauthorized use of your password or account or any other breach of security,
						  and (b) ensure that you exit from your account at the end of each session.
			  	CORAcsi cannot and will not be liable for any loss or damage arising from your failure to comply with this
						  Section 5 or the Best Practices recommended through these websites on help files.
					 
						  6. MEMBER CONDUCT
						  You understand that all information, data, backup files, text, software, music, sound, photographs, graphics, video,
						  messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person
						  from which such Content originated. This means that you, and not CORAcsi, are entirely responsible for all
						  Content that you upload, post, email, transmit or otherwise make available via the Service.
			  	CORAcsi does not control the Content posted via the Service and, as such, does not guarantee the accuracy,
						  integrity or quality of such Content. Under no circumstances will CORAcsi be liable in any way for any
						  Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or
						  damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or
						  otherwise made available via the Service.
						  You agree to not use the Service to:
						  
						  7. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
						  Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online
						  conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the
						  transmission of technical data exported from Canada or the country in which you reside.
					 
						  8. INDEMNITY
						  You agree to indemnify and hold CORAcsi, and its subsidiaries, affiliates, officers, agents, co-branders or
						  other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made
						  by any third party due to or arising out of Content you submit, post, transmit or make available through the
						  Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation
						  of any rights of another.
					 
						  9. NO RESALE OF SERVICE
						  You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes,
						  any portion of the Service (including your CORA id, email address and/or password), use of the Service,
						  or access to the Service.
					 
						  10. GENERAL PRACTICES REGARDING USE AND STORAGE
						  You acknowledge that CORAcsi may establish general practices and limits concerning use of the Service,
						  including without limitation the maximum number of days that content may be kept without being accessed.
						  You agree that CORAcsi has no responsibility or liability for the deletion or failure to store any data or
						  Content maintained or transmitted by the Service. You acknowledge that CORAcsi reserves the right to log off
						  accounts that are inactive for an extended period of time. You further acknowledge that CORAcsi reserves
						  the right to modify these general practices and limits from time to time.
					 
						  11. MODIFICATIONS TO SERVICE
			  	CORAcsi reserves the right at any time and from time to time to modify or discontinue, temporarily or
						  permanently, the Service (or any part thereof) with or without notice. You agree that CORAcsi shall not
						  be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
					 
					 	12. TERMINATION
					 	You agree that CORAcsi may, under certain circumstances and without prior notice, immediately terminate
					 	your CORA account, and access to the Service. Cause for such termination shall include, but not be
					 	limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines,
					 	(b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account
					 	deletions), (d) discontinuance or material modification to the Service (or any part thereof),
					 	(e) unexpected technical or security issues or problems, (f) extended periods of inactivity,
					 	(g) you have engaged in fraudulent or illegal activities, and/or (h) nonpayment of any fees owed by you
					 	in connection with the Services.  Termination of your CORA account includes (a) removal of access to all
					 	offerings within the Service, (b) deletion of your
					 	password and all related information, files and content associated with or inside your account
					 	(or any part thereof), and (c) barring further use of the Service. Further, you agree that all terminations
					 	for cause shall be made in CORAcsi's sole discretion and that CORAcsi shall not be liable to you or any
					 	third-party for any termination of your account, any associated email address, or access to the Service.
					 	
					 	You may cancel your CORA account at anytime, however, due to the nature of CORA-X lite and its dependency on CloudCORA.com, deleting your account requires confirmation that you have downloaded your online resources to CORA-X lite and/or that you no longer need any of your resources that were stored on CloudCORA.com.
					 	This is a precaution for your security. If you have CORAfied (encrypted) items on your computer and are relying on CloudCORA.com for a CORA bloc, then if it is deleted without your 'transferring it another device or location', then your encrypted file would 'never' be recovered.
					 
						  13. DEALINGS WITH ADVERTISERS
						  Your correspondence or business dealings with, or participation in promotions of, advertisers found on or
						  through the Service, including payment and delivery of related goods or services, and any other terms,
						  conditions, warranties or representations associated with such dealings, are solely between you and such
						  advertiser. You agree that CORAcsi shall not be responsible or liable for any loss or damage of any sort
						  incurred as the result of any such dealings or as the result of the presence of such advertisers on the
						  Service.
					 
						  14. LINKS
						  The Service may provide, or third parties may provide, links to other World Wide Web sites or resources.
			  	CORAcsi claims no control over such sites and resources, you acknowledge and agree that CORAcsi is not
						  responsible for the availability of such external sites or resources, and does not endorse and is not
						  responsible or liable for any Content, advertising, products, or other materials on or available from such
						  sites or resources. You further acknowledge and agree that CORAcsi shall not be responsible or liable,
						  directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of
						  or reliance on any such Content, goods or services available on or through any such site or resource.
					 
						  15. CORAcsi'S PROPRIETARY RIGHTS
						  You acknowledge and agree that the Service and any necessary software used in connection with the Service
						  ("Software") contain proprietary and confidential information that is protected by applicable intellectual
						  property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements
						  or information presented to you through the Service or advertisers is protected by copyrights, trademarks,
						  service marks, patents or other proprietary rights and laws. Except as expressly authorized by CORAcsi or
						  advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based
						  on the Service or the Software, in whole or in part.
					 
						  16. DISCLAIMER OF WARRANTIES YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
						  
						  17. LIMITATION OF LIABILITY
						  YOU EXPRESSLY UNDERSTAND AND AGREE THAT CORAcsi SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT,
						  INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF
						  PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF CORAcsi HAS BEEN ADVISED OF THE POSSIBILITY
						  OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF
						  PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES
						  PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE;
						  (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY
						  THIRD PARTY ON THE SERVICE; (v) MANIPULATE OR CORRUPTION OF DATA; OR (vi) ANY OTHER MATTER RELATING TO THE SERVICE.
					 
						  18. EXCLUSIONS AND LIMITATIONS
						  SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY
						  FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 16 AND 17 MAY
						  NOT APPLY TO YOU AND YOU ARE FORBIDDEN FROM USING THIS SERVICE.
					 
						  19. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL MATTERS
						  If you intend to create or join any service, receive or request any news, messages, alerts or other information
						  from the Service concerning companies, stock quotes, investments or securities, please read the above Sections
						  16 and 17 again. They go doubly for you. In addition, for this type of information particularly, the phrase
						  "Let the investor beware" is apt. The Service is provided for informational purposes only, and no Content
						  included in the Service is intended for trading or investing purposes. CORAcsi and its licensors shall not be
						  responsible or liable for the accuracy, usefulness or availability of any information transmitted or made
						  available via the Service, and shall not be responsible or liable for any trading or investment decisions
						  made based on such information.
					 
						  20. NO THIRD PARTY BENEFICIARIES
						  You agree that, except as otherwise expressly provided in this TOS, there shall be no third party
						  beneficiaries to this Agreement.
					 
						  21. NOTICE
			  	CORAcsi may provide you with notices, including those regarding changes to the TOS, by either email,
						  regular mail, or postings on the Service.
					 
						  22. TRADEMARKS AND INTELLECTUAL PROPERTIES INFORMATION
						  Without CORAcsi's prior permission, you agree not to display or use in any manner, the logos, marks and
						  scripts contained with CORA.
			  	CORAcsi respects the intellectual property of others, and we ask our users to do the same. CORAcsi may,
						  in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may
						  be repeat infringers.
					 
						  23. GENERAL INFORMATION
						  Entire Agreement. The TOS constitute the entire agreement between you and CORAcsi and governs your use of
						  the Service, superseding any prior agreements between you and CORAcsi with respect to the Service. You also may
						  be subject to additional terms and conditions that may apply when you use or purchase certain other CORAcsi
						  services, affiliate services, third-party content or third-party software.
						  
Choice of Law and Forum. The TOS and the relationship between you and CORAcsi shall be governed by the
						  laws of the Province of Ontario without regard to its conflict of law provisions.
						  Waiver and Severability of Terms. The failure of CORAcsi to exercise or enforce any right or provision of the
						  TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court
						  of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to
						  give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS
						  remain in full force and effect.
						  No Right of Survivorship and Non-Transferability. You agree that your CORAcsi account is non-transferable and
						  any rights to your CORA I.D. (email address) or contents within your account terminate upon your death.
						  Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein
						  permanently deleted.
						  Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause
						  of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after
						  such claim or cause of action arose or be forever barred.
						  The section titles in the TOS are for convenience only and have no legal or contractual effect.